Florida-domiciled · Stablecoin settlement · Miami ↔ Latin America

Cross-border medical payments,
settled in seconds.

SaluBridge is stablecoin settlement infrastructure for cross-border healthcare. Clinics get paid in USDC in under a minute — no wires, no FX spread, no chargebacks. Built in Florida, the first state to accept stablecoin payments for government fees.

< 60s
settlement finality
~1%
cost to settle
0
intermediary banks
24/7
settles nights, weekends, holidays
Miami waterfront promenade at sunset
Built in Miami. Settling cross-border healthcare payments, 24/7.

We don't book procedures. We settle them.

SaluBridge is stablecoin settlement infrastructure for cross-border healthcare. Clinics get paid in USDC in seconds — no wires, no FX spread, no chargebacks. Built in Florida, the first state to accept stablecoin payments.

The problem we settle

Traditional vs SaluBridge

Cross-border medical payments are slow, expensive, and opaque. Stablecoin settlement fixes all three.

Traditional
SaluBridge
Settlement time
3–5 business days
Under 60 seconds
All-in cost
3–7% (wires + FX)
~1%
Card alternative
2.9% + 1.5% intl + FX
~1%, no chargebacks
Operating hours
Banking hours, weekdays
24/7/365
Receipt
Opaque, days to confirm
Public on-chain receipt, instant
Intermediaries
2–4 correspondent banks
0

Traditional benchmarks: cross-border B2B settlement of 1–5 business days at 3–7% all-in cost in many corridors; global average cost to send $200 cross-border was ~6.4% in Q1 2026. Card rates reflect 2.9% + $0.30 plus ~1.5% international card surcharge and FX spread.

How settlement works

Onboard. Settle. Reconcile.

Three steps. No crypto knowledge required from clinics or patients.

01

Onboard

Clinic or patient onboards; a server-signed smart wallet is provisioned automatically via Crossmint. No crypto knowledge required.

02

Settle

Payment moves patient → clinic in USDC on Base. Sub-minute finality, public explorer receipt for both parties.

03

Reconcile

Every settlement carries a memo and an on-chain receipt. Exportable records for accounting and audit.

Why Florida is the moat

Built where stablecoin regulation leads

First-mover regulation

Florida is the first state to accept stablecoins for government payments — the Florida Stablecoin Pilot Program takes effect October 1, 2026.

HB 175 — licensing framework

HB 175, enacted June 26, 2026, created a licensing framework for payment stablecoin issuers under chapter 560.

Smart contract legal recognition

Florida Chapter 740 gives legal recognition to smart contracts and on-chain settlement.

No state income tax

No state income tax — a structural advantage for a payments company operating on thin margins.

User of regulated infrastructure, not an issuer

SaluBridge is a USER of regulated stablecoin infrastructure (Crossmint), NOT an issuer — we operate outside money-transmitter licensing scope.

SaluBridge is not a bank, money transmitter, or stablecoin issuer. Settlement is powered by Crossmint's regulated infrastructure.

Get started

Two paths. One settlement rail.

For Clinics — Get paid in under a minute

Stop losing 3–7% and 3–5 days to wires and FX. Settle international patient payments in USDC — same day, 24/7, at about 1%.

For Patients — Prepay securely, lock your price

Lock your price and prepay your procedure with an instant, verifiable receipt. No international wire fees, no FX surprises.

How we're building

Minimal infrastructure. Maximum leverage.

Settlement infrastructure on Crossmint, shipped via factory.ai, pushed to GitHub, orchestrated on Railway.

Stablecoin settlement

Server-signed smart wallets for patients and clinics. Instant USDC settlement on Base with a public explorer link for every payment.

Live · Staging (Base Sepolia)

Headless checkout

Crossmint Orders API for tokenized procedure deposits: card or crypto in, USDC to the clinic, receipts on-chain.

In build

Full wallet integration

Embedded patient wallets, escrowed milestones, and provider payouts across the Latin America corridor.

Planned

Crossmint Wallets SDK · Express API · GitHub → Railway · factory.ai

Under the hood

The SaluBridge Settlement API

Three REST endpoints power the entire settlement flow. Built on the Crossmint Wallets SDK — server-signed, on-chain, explorer-verifiable.

Staging / Testnet — Base Sepolia

Staging settles in USDXM, Crossmint's USDC-behavior test token. Production settles in USDC on Base. Amounts and addresses shown are illustrative.

# Create a patient wallet and a clinic wallet
POST /api/wallets
Content-Type: application/json

{ "alias": "patient-1", "role": "patient" }
 201 Created
{ "success": true,
  "wallet": { "alias": "patient-1", "role": "patient",
    "address": "0xAb3F...e2D1", "chain": "base-sepolia" } }

POST /api/wallets
{ "alias": "clinic-miami-1", "role": "clinic" }
 201 Created
{ "success": true,
  "wallet": { "alias": "clinic-miami-1", "role": "clinic",
    "address": "0x7C92...f8A4", "chain": "base-sepolia" } }
# Check the patient's USDC and native (ETH) balance
GET /api/wallets/patient-1/balance

 200 OK
{ "success": true,
  "alias": "patient-1",
  "address": "0xAb3F...e2D1",
  "balances": {
    "usdc": "500.00",
    "native": "0.0042"
  } }
# Settle a knee-consult deposit from patient to clinic
POST /api/settle
Content-Type: application/json

{ "fromAlias": "patient-1",
  "toAlias": "clinic-miami-1",
  "amount": "250.00",
  "memo": "Knee consult deposit" }

 200 OK
{ "success": true,
  "settlement": {
    "hash": "0x9a1b...c3f7",
    "explorerLink": https://sepolia.basescan.org/tx/0x9a1b...c3f7,
    "from": "patient-1",
    "to": "clinic-miami-1",
    "amount": "250.00",
    "token": "usdxm",
    "chain": "base-sepolia",
    "memo": "Knee consult deposit",
    "settledAt": "2026-07-29T12:00:00.000Z"
  } }
POST
/api/walletsCreate a server-signed smart wallet via Crossmint SDK
GET
/api/wallets/:alias/balanceResolve wallet by alias, return USDC + native balance
POST
/api/settleSend USDC wallet-to-wallet, return explorer link

Live API health check → https://salubridge-api-production.up.railway.app/health

Concierge physician reviewing a recovery plan with a patient in a modern Miami office

Supporting service

Concierge coordination — a service layer, not our identity

Bilingual concierge support from intake to recovery is available to clinics and patients who want it — English, Spanish, and Portuguese. But SaluBridge is a settlement company first. The concierge layer is a service feature on top of the rail, not the rail itself.

  • Dedicated care coordinator from intake to discharge
  • Accredited clinics, verified outcomes, upfront pricing
  • On-chain receipts for every payment milestone
  • Bilingual teams: English · Español · Português

We don't book procedures. We settle them.

Clinics, patients, and partners — get on the settlement rail.